After registering your Walmart Mone圜ard® and Walmart verifies your identity, you can participate in the cash back rewards program. To remain in good standing, you must pay your monthly fee by the due date unless it is waived with qualifying direct deposits. Only accounts in good standing earn cash back rewards. You have up to one year to claim your cash back rewards before they expire, and you must redeem all of your rewards at once (i.e., the card does not permit partial redemption). You can redeem your cash back rewards when the rewards year ends, assuming your account is in good standing and has a positive balance. You can also earn rewards at the pump of a Murphy or Walmart fuel station. The card will subtract returns, reversals, cancellations, or disputes involving a qualifying purchase that has earned a cash back reward from your rewards balance. You receive your rewards in one annual chunk, and the most you can earn is $75 per year. Online bill payments, gift card purchases, person-to-person transfers, teller or cash withdrawals, and ATM transactions do not qualify for cash back rewards. While you can use the card wherever merchants welcome Mastercard or Visa cards, it offers cash back rewards only for Walmart in-store, Walmart fuel station, and online purchases. Unlike a credit card, the Walmart Mone圜ard® doesn’t offer purchase financing, which is why it doesn’t require a credit check for approval. Additional Disclosure: Walmart Mone圜ard® is a debit card offer.
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